What this site collects

When you visit Smart Money Tips (moneytips.work), we collect a small amount of standard web data so the site works and we can understand what’s useful:

• Server logs — your IP address, browser type, referring page, and the pages you view. Used only to keep the site running and detect abuse. Retained for 30 days.
• Cookies — a session cookie if you comment, plus our CDN partner (Cloudflare) sets a security cookie to filter bots. We do not use third-party advertising cookies.
• Email address — only if you voluntarily subscribe to our newsletter. We never sell or rent it. You can unsubscribe with one click in any email.
• Form submissions — if you contact us, we keep your message and email until the conversation is resolved.

What we don’t collect

• Behavioral tracking for ad networks
• Fingerprinting beyond standard browser headers
• Location more precise than country-level (used for currency/date formatting)

Affiliate links

Many posts include affiliate links to financial products. If you click one and open an account or make a purchase, we may earn a small commission — at no extra cost to you. Affiliate clicks are tracked by the partner, not by us, and never tied to your identity on this site.

Third-party services we use

• Cloudflare — CDN and DDoS protection. Their privacy policy.
• WordPress — content management. Self-hosted on our own server.
• Openverse — source of Creative-Commons-licensed images we use in posts.

Your rights

Regardless of where you live, you can:

• Ask what data we hold about you
• Ask us to delete it
• Ask us to correct it
• Unsubscribe from email at any time

Email [email protected] and we’ll respond within 30 days. If you’re in the EU, UK, or California, you have additional protections under GDPR / UK GDPR / CCPA and we honor those rights for all readers.

Children

This site isn’t directed at children under 13 and we don’t knowingly collect data from them. If you believe a child has given us data, contact us and we’ll delete it.

Changes to this policy

We’ll update the date at the top whenever this changes. Significant changes will be announced in our newsletter and on the homepage.

Contact

Privacy questions? [email protected] or visit our contact page.